Finance readiness
Know the full cost—not just the blocked account.
Build an itemized plan for living, study, applications, travel, setup, and emergencies. City figures are planning references, while financial-proof rules must be confirmed with the authority handling your visa.
1 · Monthly living
Build your real monthly baseline
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Eligibility and contribution vary by age and status.
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Check what your semester contribution includes.
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2 · Study and setup
Include costs that arrive before the first lecture
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Many public programs have no tuition, but exceptions apply.
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Include tests, translations, certifications, uni-assist, APS, and visa fees that apply.
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Travel, deposit, temporary stay, bedding, and basic setup.
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3 · Funding position
Compare the plan with money you can actually access
Do not count uncertain work income, an unconfirmed loan, or a scholarship you have not received.
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